When it comes to international travel, choosing the Best Credit Card in India for International Travel can make world of difference. From saving on foreign exchange fees to enjoying exclusive airport lounge access, the right travel credit card can enhance your journey significantly.
Among the many options available, the Scapia Credit Card has rapidly emerged as a top contender. With its zero forex markup, no joining or annual fees, and added perks like complimentary lounge access, it rightfully earns the title of the Best Credit Card in India for International Travel.
What is The Scapia Credit Card?
The Scapia Credit Card is a co-branded credit card issued in partnership with Federal Bank. Designed specifically for modern-day travelers and digital natives, it aims to remove all the typical pain points associated with traditional travel credit cards-especially when it comes to international usage.
Whether you’re traveling to Europe, exploring Southeast Asia, or heading to the U.S, the Scapia Credit Card ensures your expenses are seamless, cost-effective, and reward-rich.
Why Scapia is the Best Credit Card in India for International Travel
Here’s a detailed breakdown of why the Scapia Credit Card stands out from the crowd:
Zero Forex Markup-Save Big Abroad: One of the biggest costs of using Indian credit cards abroad is the foreign exchange (forex) markup fee, typically ranging between 2.5% to 3.5% of the transaction value. Scapia eliminates this completely.
With Scapia Credit Card:
Pay in any currancy around the world.
Enjoying 0% forex markup.
Save thousands on every international trip.
This feature alone makes Scapia a dream card for frequent flyers, students studying abroad, and global shoppers.
No Joining Fees and No Annual Fees: Unlike most premium travel credit cards that charge hefty annual and joining fees, Scapia comes with absolutely no joining or annual cost.
This means:
No hidden costs.
You keep more of your money.
Even occasional travelers can benefit without paying extra.
In a market full of cards that come with fine print and charges, Scapia’s transparent approach is refreshing.
Complimentary Airport Lounge Access:
International travel often involves long layovers and wait times. Scapia add comforts to your journey with complimentary domestic lounge access at selected airports in India.
Benefits Include:
Peaceful and comfortable waiting areas.
Free Wi-Fi, snacks, and beverages.
For frequent domestic travelers or those connecting internationally, this feature is a major plus.
Instant Virtual Card & Modern App Experience
Upon approval, users get instant access to virtual credit card via the Scapia app. The mobile-first experience allows you to.
Track your spending in real-time.
Lock/unlock your card.
Set limits.
Pay bills with a few taps.
The app-first approach appeals especially to tech-savvy travelers who want control at their fingertips.
Reward-Rich System for Travel Bookings
Scapia also offers a unique Scapia Coins reward system for transactions, especially for travel bookings made through their app. You can:
Earn coins on every spend.
Redeem coins to get discounts on flights and hotels.
Enjoy cashback-style savings without complexity.
This makes it easier for users to fund their next trip using rewards from their current one.
Backed by Federal Bank- Reliability Guaranteed
While Scapia is a fintech company, the credit card is backed and issued by Federal Bank, one of India’s most trusted private sector banks. This ensures:
Your transactions are secure.
Customer service is top-notch.
Regulatory compliance is maintained.
You enjoy the innovation of a new-age startup with the reliability of a trusted banking institution.
Who Should Use the Scapia Credit Card?
The Scapia Credit Card is ideal for:
Frequent international travelers: looking to save on forex tax.
Students studying abroad: who want to avoid high transaction charges.
Digital nomads and freelancers: recieving payments in foreign currencies.
Vacationers: Planning overseas trips and looking for reward-based savings.
Budget-conscious travelers: who want lounge access and card benefits without paying high fees.
Comparison: Scapia vs Others Travel Credit Cards
| Feature | Scapia Card | Typical Travel Credit Card |
| Forex Markup Fee | 0 | 2.5 – 3.5 |
| Joining Fee | 0 | 500 – 5000+ |
| Annual Fee | 0 | 500- 10000+ |
| Lounge Access | Yes (Domestic) | Yes |
| Rewards | Scapia Coins | Varies |
| App Experience | Modern, App-First | Traditional Banking Apps |
| Issuer | Federal Bank (Via Scapia) | HDFC, ICICI, SBI, etc. |
Final Verdict
If you’re looking forn the best credit card in India for international travel, the Scapia Credit Card deserves your serious attention. it combines value, convience, and features that align perfectly with the needs of global travelers. With no forex markup, no fees, and travel-friendly rerwards, it removes the financial friction from international experiences.
How to Apply for the Scapia Credit Card
You can apply directly via the Scapia website or download the Scapia app from the Play Store or Apps Store. The process is 100% digital, and approval is typically quick for eligible users
Apply Here – https://www.scapia.cards/
Conclusion
Whether you’re frequent flyer or just someone who loves exploring new cultures, the Scapia Credit Card is Best Travel Credit Card is designed to make international travel smoother and more affordable. With its forex-free advantage, rewards, and no hidden costs, it truly is a game-changer in the Indian credit card space. Scapia is one of the best credit card in India for international travel.
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